The roots of our agency date back to March 8, 1914, when Fritz Weirchering established Germania Farm Mutual, Local Chapter 111. In the early years, Chapter Secretaries were the equivalent of today’s Principle Agents. Chapter Secretaries would travel to prospective clients and interview them to determine if they would be a good fit to become part of the local chapter, a.k.a. an insurance client. These interviews helped to ensure quality clients and a favorable loss ratios, while building a loyal book of business based on interpersonal relationships.
In 1919, H.C. Dreyer acquired the business and continued growing it until passing the baton to W.F. Haarmeyer in 1929. In 1958, W.H. Schmidt took over as local Chapter Secretary. The Chapter would remain in the same family for the next 50 years.
Mr. Schmidt’s nephew, R.H. Beerwinkle took over as Secretary from 1979 to 1994, when his son David Beerwinkle came on board. Mr. Beerwinkle took advantage of the rapid growth in the area until his retirement, when he sold the agency to David Coufal on January 1, 2008.
Like the old oak tree behind the office, the agency has seen many changes, yet has continued growing for the last 104 years. Our commitment to vetting potential clients and doing business with quality prospects remains a cornerstone of our agency.
Our policyholders are the heart and soul of our business, and our hardworking staff is its lifeblood. Everyone in our office--from our fully licensed, professional agents to our support staff--works hard for the best interests of our clients day in and day out; and we couldn't be prouder or feel more privileged to serve the insurance needs of Central Texas.
David Coufal is a lifelong resident of Bell County, Texas. He ran a highly successful farming and ranching operation, along with a prominent farm services business, for over 20 years.
In 1996, David began selling crop insurance to supplement his agricultural income. He also sensed a need for such coverage among Central Texas farmers and ranchers, and wanted to promote their success and wellbeing.
In March 2003 David purchased an RVOS Farm Mutual Agency from his father-in-law, Henry Olejnik. Henry had founded the local RVOS Lodge in December 1967, and grew the business until he sold the book to David and retired.
In November 2003 David began working for then Secretary of Local Chapter 111, David Beerwinkle. David grew his own book of business and purchased the agency from Mr. Beerwinkle upon his retirement on January 1, 2008.
David has used his extensive network and business acumen to grow the agency ever since, purchasing another RVOS book of business in 2011 and Germania Local Chapter 228 in January 2018. To date, the agency has experienced continuous growth, enjoys favorable loss/renewal ratios, and is known in the community as a trusted, full-service independent agency. David holds a Texas General Lines P&C, as well as an L&H License.
Russell Coufal, born and raised in Bell County Texas, graduated from Texas A&M University in 2005 and 2009, with a Bachelor’s of Science in Agricultural Leadership and Masters of Science in Agricultural Economics, respectively.
During and immediately following college, Russell worked in commercial real estate. After graduation he transitioned into the oil and gas industry, working as a supervisor for an oil and gas consulting firm in Houston.
Russell spent eight years working as a contract consultant and company employee, developing oil and gas assets across Texas and Louisiana. In January 2018, Russell and his family moved back home to Central Texas to help grow the family business. Russell is a licensed General Lines P&C Agent in Texas.
Theresa Watson was born and raised in The Grove, Texas. She graduated from Temple College with a degree in Electronic Data Processing and has worked in Temple all but 2 years of her career.
Following a 25 year career with local banks, Theresa joined David Coufal Insurance in 2012 and maintains a General Lines P&C License.
Theresa works as a CSR for the agency, helping manage the day-to-day needs of our agency's growing book of business. She is well-known to our existing clients and works diligently to service each policyholder’s needs.
Sarah Coufal was raised in Hallettsville and Humble, Texas. Sarah graduated from Texas A&M University, May 2006, with a Bachelors of Business Administration in Marketing.
Sarah worked as an Account Manager for Arthur J. Gallagher in Houston for 8 years, specializing in hospitality insurance, before electing to stay home with their growing family.
Sarah has her General Lines P&C license, as well as a CISR designation. She works as a CSR for the agency, bringing a wealth of experience and knowledge.